Certified Floodplain Manager (CFM) Practice Exam

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Unlock your potential as a Certified Floodplain Manager (CFM) with our expertly crafted practice test. Designed to simulate the real exam, our quiz offers a comprehensive review of floodplain management principles, preparing you for success.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.


Who must purchase flood insurance under the Mandatory Purchase Requirement?

  1. All property owners

  2. Owners of properties with federally backed mortgages in the SFHA

  3. Renters in high-risk zones

  4. All commercial property owners

The correct answer is: Owners of properties with federally backed mortgages in the SFHA

This is because the Mandatory Purchase Requirement applies to properties with federally backed mortgages in the Special Flood Hazard Area (SFHA). This is not limited to just owners, but also includes renters if they are living in a property with a federally backed mortgage. Option A is incorrect as it includes all property owners, regardless of whether they have a federally backed mortgage or not. Option C is incorrect as it only applies to renters in high-risk zones, not all renters. Option D is incorrect as it includes all commercial property owners, rather than just those with federally backed mortgages in the SFHA.