Certified Floodplain Manager (CFM) Practice Exam

Disable ads (and more) with a membership for a one time $2.99 payment

Unlock your potential as a Certified Floodplain Manager (CFM) with our expertly crafted practice test. Designed to simulate the real exam, our quiz offers a comprehensive review of floodplain management principles, preparing you for success.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

What triggers a property to require flood insurance under the NFIP?

Being located near a body of water
Having a federally backed mortgage loan and being in a SFHA
A history of flooding
The homeowner's personal choice

The correct answer is: Having a federally backed mortgage loan and being in a SFHA

This is because the National Flood Insurance Program (NFIP) is a government program that offers flood insurance to property owners in exchange for communities adopting and enforcing floodplain management regulations. The regulations require that any structure with a federally backed mortgage loan in a Special Flood Hazard Area (SFHA) must have flood insurance. The other options are not directly related to the NFIP's flood insurance requirements. While being located near a body of water and having a history of flooding may increase the likelihood of needing flood insurance, they are not specific criteria for the NFIP. Similarly, a homeowner's personal choice to purchase flood insurance does not automatically trigger the requirement under the NFIP.