Certified Floodplain Manager (CFM) Practice Exam

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Unlock your potential as a Certified Floodplain Manager (CFM) with our expertly crafted practice test. Designed to simulate the real exam, our quiz offers a comprehensive review of floodplain management principles, preparing you for success.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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What major component did the 2004 National Flood Insurance Reform Act add to the program?

  1. Digital flood hazard data

  2. Lender compliance provisions

  3. 5 year map review period

  4. CRS

The correct answer is: Digital flood hazard data

The 2004 National Flood Insurance Reform Act added a major component to the program by requiring the use of digital flood hazard data. This change improved the accuracy and accessibility of flood risk information for homeowners and insurance providers. Option B, lender compliance provisions, refers to regulations for lenders who issue mortgages in flood-prone areas, which was not a major component added by the 2004 Act. Option C, 5 year map review period, refers to the frequency at which flood maps are reviewed and updated, which was already part of the program prior to the 2004 Act. Option D, CRS, refers to the Community Rating System, a program that rewards communities for implementing flood risk reduction measures, which was also not a major component added by the 2004 Act. Therefore, the correct answer is A, digital flood hazard data.