Certified Floodplain Manager (CFM) Practice Exam

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Unlock your potential as a Certified Floodplain Manager (CFM) with our expertly crafted practice test. Designed to simulate the real exam, our quiz offers a comprehensive review of floodplain management principles, preparing you for success.

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What is mandatory under Building Insurance Coverage?

  1. Coverage for the building's external features

  2. Flood insurance for homeowners

  3. Earthquake insurance

  4. Personal property insurance

The correct answer is: Flood insurance for homeowners

While A, C, and D are potentially useful forms of coverage, they are not mandatory under building insurance coverage. Flood insurance, on the other hand, is often required by lenders in areas designated as flood zones. This is due to the high risk of flood damage, which can be financially devastating and not covered by traditional building insurance. Therefore, flood insurance is considered mandatory under building insurance coverage.

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