Certified Floodplain Manager (CFM) Practice Exam

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Unlock your potential as a Certified Floodplain Manager (CFM) with our expertly crafted practice test. Designed to simulate the real exam, our quiz offers a comprehensive review of floodplain management principles, preparing you for success.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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What is a Preferred Risk Policy intended for?

High-risk flood areas only
Properties with previous flood claims
Moderate-to-low risk areas
Commercial zones exclusively

The correct answer is: Moderate-to-low risk areas

A Preferred Risk Policy (PRP) is designed to provide an affordable insurance option for properties located in moderate-to-low risk areas. This is unlike option A, which specifies high-risk flood areas only, or option B which is for properties with previous flood claims. Additionally, option D is incorrect because PRP is not limited to commercial zones. It is important to note that PRP does not cover damages caused by severe or repeated flooding, and homeowners in these areas may still be required to obtain additional flood insurance.