Certified Floodplain Manager (CFM) Practice Exam

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Unlock your potential as a Certified Floodplain Manager (CFM) with our expertly crafted practice test. Designed to simulate the real exam, our quiz offers a comprehensive review of floodplain management principles, preparing you for success.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

What effect does granting a variance have?

Lowers flood insurance premiums
Increases the risk to lives and property
Has no impact on flood risk
Encourages more development in floodways

The correct answer is: Increases the risk to lives and property

Granting a variance allows for an exception to be made in certain regulations or policies. In the case of flood risk, granting a variance can increase the risk to lives and property because it allows for development to occur in flood zones or areas with higher potential for flood damage. This can lead to more construction and occupancy in areas that are prone to flooding, putting people and property at a higher risk. Therefore, granting a variance can have a negative effect on flood risk. Options A and C are incorrect because they do not directly address the impact on flood risk. Option D is incorrect because it implies that granting a variance only encourages development in floodways, when in reality it can also encourage development in other flood-prone areas.