Certified Floodplain Manager (CFM) Practice Exam

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Unlock your potential as a Certified Floodplain Manager (CFM) with our expertly crafted practice test. Designed to simulate the real exam, our quiz offers a comprehensive review of floodplain management principles, preparing you for success.

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What did the 1994 National Flood Insurance Reform Act authorize that helps communities earn insurance discounts?

  1. 5 year map review period

  2. CRS

  3. Mitigation Grants

  4. Disaster assistance provisions

The correct answer is: CRS

The 1994 National Flood Insurance Reform Act authorized the implementation of the Community Rating System (CRS), which allows communities to earn insurance discounts by taking steps to reduce flood risk. Option A is incorrect because the act actually shortened the map review period from 5 years to 3 years. Option C is incorrect because the act did not specifically authorize mitigation grants, but rather created incentives for communities to engage in mitigation efforts through the CRS. Option D is incorrect because disaster assistance provisions were already in place before the act was passed. Overall, the key feature of the 1994 act is the implementation of the CRS, making option B the correct answer.

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