Certified Floodplain Manager (CFM) Practice Exam

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Unlock your potential as a Certified Floodplain Manager (CFM) with our expertly crafted practice test. Designed to simulate the real exam, our quiz offers a comprehensive review of floodplain management principles, preparing you for success.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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What defines an 'Insurable' Building?

A building with at least 51% of its actual cash value above ground
A building entirely underground
A building without rigid walls and roof
A structure located primarily in water

The correct answer is: A building with at least 51% of its actual cash value above ground

An 'Insurable' building refers to a building that can be insured against potential risks, such as damage caused by natural disasters or accidents. Option B, a building entirely underground, is not a viable option for insurance due to the difficulty in assessing the risk and potential damage. Option C, a building without rigid walls and roof, would not qualify as an insurable building as it lacks the necessary structure to protect against potential damages. Option D, a structure located primarily in water, would also not be considered an insurable building as it is vulnerable to water damage which is excluded from most insurance coverage. Therefore, option A, a building with at least 51% of its actual cash value above ground, is the correct answer as it meets the criteria for being insurable.