Certified Floodplain Manager (CFM) Practice Exam

The CRS primarily benefits communities in which way?

1. By providing advanced mapping technologies

2. Through discounted flood insurance premiums

3. By offering conditional map amendment letters

4. With federal emergency management support

The correct answer is: Through discounted flood insurance premiums

Flood insurance is not discounted by the CRS program. The program creates a set or levels that reduce insurance premium costs based on reducing flood risk. The other options are incorrect because they all refer to different aspects of the CRS program that are not directly related to the benefit of discounted flood insurance premiums for communities. Option A refers to the use of advanced mapping technologies to identify flood prone areas, but this does not directly benefit communities. Option C refers to a specific process within the CRS program for communities to request changes to their flood maps, but this is not a primary benefit of the program. Option D references federal emergency management support which may be indirectly beneficial to communities, but does not directly relate to the CRS program. Therefore, option B is the correct answer because it identifies the primary way in which communities benefit from the CRS program through discounted flood insurance premiums.